Tag: zakah

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Ramadhan

9 Things to Consider Before You Give Charity

  1. The first and most important point is to make sure the charity is Shariah Compliant. Let us not be naïve and think everything that has the words “Islam” or “Islamic” before it, is according to Qur’an and Hadith. A lot of charities do activities which are violating the laws of Allah SWT, you do not need to be a Mufti to know this. For example, mixed events, music in their videos, qawwali is becoming common, fashion shows and makeup tutorials… the list goes on. Every sane Muslim knows these things are totally wrong in the name of Islam.
  2. Make sure the charity is under the supervision of at least one Alim or a group of qualified scholars. We see charities opening on every street corner, many of these brothers and sisters do not have knowledge of the basics of Islam. They are collecting our Zakah and Sadaqah, how can we guarantee it will be distributed correctly and accurately?
  3. Give to needy charities and not the GREEDY ones! You should be giving your money to the neediest places and the neediest charities. Some charities accumulate 40-50 million pounds a year, others are very close. Check their annual reports or search on the Charity Commission Website. Do not follow each other like sheep, we must be wise and sharp, give to the right place.
  4. Ask your charity if they take admin costs for Zakah and Sadaqah, some charities take astronomical amounts! Although it is permissible to take from Sadaqah, one must ask a local Mufti if it is permissible to take admin costs from Zakah: https://islamqa.org/hanafi/qibla-hanafi/37024
  5. Ask your charity how quickly they distribute Zakah. As mentioned in point 3, some charities get millions every year. A lot of this money is hoarded in their bank accounts as they are unable to spend this money instantly. Which could mean your charity still has last year’s Zakah gathered up! Do you really want to give them this year’s Zakah? Some charities have a 30-day policy i.e. they distribute your Zakah within 30 days, I personally think this is an excellent idea.
  6. Don’t be ashamed to ask how much they pay their employees, their PR managers and the CEO. We hear about charities taking ridiculous wages due to help from Gift Aid etc. Unfortunately, the concept of kindness and consideration is disappearing from some charitable people. Sadly, charities, like most Islamic organisations are becoming a huge business.
  7. “You donate for the sake of Allah!” I am sure you have all heard this one before? Some defensive charity workers reply with the above statement when questioned about their practises and money management. The statement is incompetent and uneducated. Just because we donate for Allah does NOT mean in any way, shape or form we cannot question people. It is our God-given right, we are living in 21st Century Britain.
  8. Now we come on to charities collecting door-to-door. Most of us, unfortunately, donate blindly, we do not ask for a receipt, nor a charity reg number. Some of these people are not even Muslim, they just grow a beard and wear a hat or hijab for women. We must follow protocol, and ask for a certificate where it applies. We need to get rid of our ignorance and stop saying, “We donate for Allah and it is all in his hands” Definitely, you donate for Allah, but does that mean you donate to thieves and crooks because of your sheer naivety? Learn to ask a few questions, ask for their website (give it a quick google search on the doorstep), their head office location, which countries they work in etc.
  9. The intention is important for Zakah. For Sadaqah/Lillah most of us give Ma Sha Allah, very generously. But we do not make an intention, for esale thawab, for Shifa, safety from calamities, multiple intentions can be made In Sha Allah. Allah accept from one and all. Ameen.

Ismail ibn Nazir Satia (one who is in dire need of Allah’s forgiveness, mercy and pleasure)

10 Ramadhan 1440

Categories
Ramadhan

A to Z-akah

Intro

Zakah is not just any form of voluntary charity, almsgiving, tax or tithe. Nor is it simply an expression of kindness or generosity. Zakah is all of these combined and much more, for it also includes Allah-consciousness as well as spiritual, moral and social objectives. Zakah is a Divine injunction and an ordinance from Allah Himself. It is not a personal matter or a voluntary contribution; rather, it is an obligation for which one will be called to account before Almighty Allah SWT. Zakah is indispensable as it helps achieve reform, both financially and spiritually. It eliminates misery and greed from hearts and consolidates the Islamic economy, leading to its stability and prosperity.

Virtues

The Qur’an describes Zakah as 1. The means by which to attain Allah’s mercy: “With My Punishment, I visit whom I will, but My Mercy extends to all things. That (Mercy) I shall ordain for those who have God-consciousness and give their Zakah and those who believe in Our Signs.” (Surah Al-A`raf 7:156).

2. A precondition to achieve victory: “Allah will certainly aid those who aid His (cause); for verily Allah is Full of Strength, Exalted in Might, (Able to enforce His Will). (They are) those who, if We establish them in the land, establish regular prayer and give their Zakah, enjoin the right and forbid wrong: with Allah rests the outcome of all affairs.” (Surah Al-Hajj 22:40-41).

3. A sign of brotherhood in religion: “But (even so), if they repent, establish regular prayers, and give their Zakah, they are your brethren in Faith.” (Surah Al-Taubah 9:11). 4. A distinctive feature of the faithful community: “The Believers, men and women, are protectors one of another: they enjoin what is just and forbid what is evil: they observe regular prayers, pay their Zakah and obey Allah and His Messenger. On them will Allah pour His Mercy: for Allah is Exalted in Power, Wise.” (Surah Al-Taubah 9:71).

Definition

The word Zakah is the infinite form of the verb “zaka”, meaning to grow, to increase and to purify. When said about a person, it means to improve or to become better. Consequently, Zakah means, blessing, growth, cleanliness and betterment.

In the Shari’ah, the word Zakah refers to the determined share of wealth prescribed by Allah to be distributed among the deserving categories of those entitled to receive it. Zakah is a divinely ordained institution and is regarded both as a right of Allah as well as the right of the poor. In fact, an Islamic government can forcibly take Zakah from the rich if the rich withhold it.

Zakah in the Qur’an The word Zakah is mentioned thirty-two times in the Qur’an. In thirty from these thirty-two, Zakah is in its technical meaning of paying Zakah. From these thirty, Zakah has been interlinked with Salah, the obligatory prayer, twenty-eight times.

  1. It is important to have a fixed date (in the Islamic calendar) when you pay your Zakah annually to avoid late payment. If you cannot remember the date you first became the owner of the Nisab, then the date should be estimated. If this is not possible, then a specific Islamic date should be selected arbitrarily and adhered to annually.
  2. Zakah is not due on children who are minor and prepubescent in the Hanafi school. However, according to the Shafi’i, Maliki and Hanbali schools, Zakah is obligatory on the wealth of minor children also.
  3. Zakah on buy-to-let property Zakah is not due on the market value of one’s buy-to-let property. It is only payable on the net rental income on one’s Zakah anniversary.
  4. If you have borrowed money, you can deduct the forthcoming 12 months’ worth of repayments from your total balance of Zakatable assets, the same applies for a mortgage. The reason for this is to ensure a Zakah payment doesn’t impact your ability to repay the debt owed to others.
  5. Zakah on money lent to others. Money lent to others is still Zakatable. Zakah is due on it yearly whilst lent. However, you can pay yearly for it, or pay for all previous years once you get money back.
  6. Zakah on home businesses & home catering. If you run a catering business from home or even sell small items such as cakes and biscuits, Zakah is payable on the price you sell these items.
  7. Zakah on a joint account. If the share of one partner can be determined in a joint account, they will be liable to pay that amount. Otherwise, a couple can treat their joint account as 50:50 and pay accordingly.
  8. Liability deductions for Zakah. If you’ve booked to go for Hajj and owe the travel agent, you can deduct the amount owed from your Zakah calculation. Zakah is not payable on that amount – it is as if it doesn’t exist as it is engaged with a current expense.
  9. Zakah is not due on personal belongings regardless of their value such as one’s house, car, clothes, phones, laptops, appliances and furniture.
  10. The Hanafi School treats all gold and silver jewellery as Zakatable, regardless of whether it is worn or stored. However, the other schools of Fiqh treat gold and silver for personal use as exempt from Zakah.
  11. Zakah for gold stores: Have you ever wondered how much Zakah is due on a gold store?? Every gold/silver item in the store is Zakatable at their retail price. A goldsmith may give the gold in Zakah if he does not have that sufficient cash flow.
  12. Zakah is not payable on unlawful earnings from non-Shariah compliant avenues. 100% of the earnings must be dispensed in charity as a relinquishment of unlawful wealth & not as a rewarding act.
  13. Zakah can be paid in advance of one’s Zakah anniversary. Once, Al-Abbas (may Allah be pleased with him) came to the Prophet ﷺ and asked if he could pay Zakah in advance. The Prophet ﷺ permitted paying in advance. Al-Tirmidhi) A business may set up a monthly direct debit of Zakah to spread their Zakah payments across the year. However, these instalments should be in advance for the following year & not in arrears.
  14. If Zakah has not been given for several years, then it still must be given. The person must think carefully about how much money the person had every year and then give Zakah accordingly. It is better to give a little extra as a precaution.
  15. Zakah is not payable on the value of diamonds, other precious stones in one’s ownerships and in jewellery.
  16. It is an obligation to pay Zakat on one’s business stock. Samurah bin Jundub (may Allah be pleased with him) said: ‘’The Messenger of Allah ﷺ commanded us to give Sadaqah (Zakah) on what we intended to trade.’’ (Abu Dawud)
  17. One month’s worth of council tax can also be deducted and if your phone bill falls within your Zakah anniversary date you can deduct one month’s bill.
  18. It is wrong to estimate Zakah e.g. Last year I gave £200, so this year it must be the same. As you may have cash in the house which is extra and sometimes a person has £200-£300 in his/her house including their wallet and purse. This must be added to the Zakah assets.
  19. Interest money must ALL be given to the charity without hope for reward/.
  20. Zakat al-Fitr/Sadaqah al-Fitr has the following benefits: 1) It’s an atonement for any shortfall in Ramadhan of the payer 2) it’s a means of happiness & a provision for the recipient on Eid day.

Approved by Mufti Ibrahim Saheb Raja (Ustadh of Hadith at Bury Darul Uloom)

Without Zakah, there can never be profit in business. Sayyidah Aishah (may Allah be pleased with her) narrates: “Sadaqah (Zakat) is never intermingled with any amount of wealth without destroying and rotting it.” (Al-Bayhaqi)

Zakah payments preserve your wealth, they do not destroy nor deplete your wealth. Interest income depletes your wealth. “Allah destroys interest and increases charity. And Allah does not like every sinning disbeliever.” (Quran 2:276)

Give Zakah & Sadaqah to help the needy people & the suffering Ummah with a firm conviction of the promises of Allah for you in this world & Hereafter for spending your wealth.

When Zakah is not paid, a business portfolio is exposed to loss of blessings & the displeasure of Allah. Therefore, despite an annual turnover of millions & a high-profit margin, a business person is exposed to loss in this world and the Hereafter.

Imam al-Sarakhsi states that a Zakah payer receives more reward in giving Zakah to his needy, eligible relatives in another town as it entails maintaining family ties together with discharging their obligation.-(Mabsut)

Ibn RH said, “The best of charity [and zakah] is that which the greatest need, or is a means to the greatest benefit.” [Hashiya Ibn Abidin] Make your Zakah revive & resuscitate the Ummah.

The four mainstream schools of Islamic jurisprudence all agree that Zakah is due immediately. Zakah is an immediate obligation as Allah has instructed us to pay immediately in the following verse: “And give its due on the day of its harvest.” (Qur’an, 6:141)

Ismail ibn Nazir Satia (one who is in dire need of Allah’s forgiveness, mercy and pleasure)

1 Ramadhan 1440

Categories
Spirituality

A STRANGE INCIDENT OF A WOMAN IN THE TIME OF SAYYIDAH ‘AISHAH (RADIYALLAHU’ANHA)

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بسم الله الرحمن الرحيم

http://hadithanswers.com/a-strange-incident-of-a-woman-in-the-time-of-sayyidah-aishah-radiyallahuanha/

 

A woman whose hand was paralysed entered upon ‘Aa’ishah (radiyallahu ‘anha). She said, “O Mother of the Believers, I went to sleep yesterday and my hand was healthy and I woke up and it was paralysed.

‘Aa’ishah said, “How is that?”

She replied, “I had wealthy parents and my father used to pay zakah, host guests and give to beggars and he did not see any good except that he would do it.

As for my mother, she was stingy and did nothing good with my father’s wealth. Then my father died and my mother died only two months after him.

So I saw my father in a dream last night and he was wearing two yellow garments and in front of him was a flowing river.

I said, “Father, what is this?’

He said, “Whoever does good in this life will see it, this is what Allah has given me.”

I asked him, “What has happened to my mother?” He asked, “ Your Mother died?”

I said, “Yes”

He said, “She has been turned away from me, so look for her on your left”

So I turned to my left and I saw my mother standing naked, covering her lower half with a rag and in her hand was a piece of fat.

She was calling out, “My sadness, my thirst.’

When she became tired she would rub the fat with her hand and then lick it, while in front of her was a flowing river.

I said, ‘O mother, why are you crying out of thirst and there is a flowing river in front of you?’

She said, ‘I am not allowed to drink from it.’

I said, ‘Can I give u some of the water?’

She said, ‘I wish u would do that.’ So I filled my hand with water and let her drink and when she swallowed it I heard a voice on my right, ‘Whoever has given this woman water, may his hand be paralysed and they repeated it twice.

Then I awoke and my hand was paralysed and I am not able to do anything with it.

‘Aa’ishah (radiyallahu ‘anha) asked: ‘Did you recognise the rag she was wearing?’

I said, ‘Yes, O Mother of the Believers, it was exactly the same one I saw her wearing, for I had never seen my mother give anything as charity, except that one day my Father slaughtered a bull. So a beggar came to ask for some, so my mother gave him a bone that had some fat on it. And I saw one day that a beggar asked her for charity, so she gave him that exact rag.’

‘Aa’ishah (radiyallahu ‘anha) said, ‘Allah is the Most Great! Allah has told the truth and the Messenger (sallallahu ‘alayhi wasallam) has delivered the message.

فَمَن يَعْمَلْ مِثْقَالَ ذَرَّةٍ خَيْرًا يَرَهُ
وَمَن يَعْمَلْ مِثْقَالَ ذَرَّةٍ شَرًّا يَرَهُ

“So whoever does an atom’s weight of good will see it,
And whoever does an atom’s weight of evil will see it”
(Surah Zilzal, verses 7-8)

Hafiz Ibn Rajab Al-Hambaly (rahimahullah) references it to Kitabut Targhib wat Tarhib of Imam Abu Musa Al-Madini (rahimahullah) with a sound (hasan) chain.

(Al-Kalamu ‘alal Hadith: yatba’ul mayyita thalath; see Majmu’ Rasail Ibn Rajab, vol.2 pg.430)

Imam Abu Bakr ibn Abid Dunya (rahimahullah) has also recorded a variant of this incident with two weak chains, that support each other adequately.

(Kitabu Mujabid Da’wah, number: 71 & 72)

This incident may be quoted.

Categories
Shaykh Saleem Dhorat

Consequences of Withholding Zakāh

By Hadrat Mawlānā Muhammad Saleem Dhorat hafizahullāh

 Zakāh is one of the five fundamentals of Islām. The Prophet sallallāhu ‘alayhi wasallamsaid:

“Islam is founded on five pillars: bearing witness that there is no deity except Allāh, and that Muhammad is His Servant and Messenger; establishment of salāh; paying zakāh; performance of hajj; and fasting the month of Ramadān.” (Al-Bukhārī)

After Īmān, salāh is the most important act of worship which is to be performed physically, and zakāh is the main act of worship which is to be performed monetarily.Salāh and zakāh have been mentioned together on many instances in the Glorious Qur’ān, to cite just some examples, Allāh ta‘ālā says:

“And establish regular salāh and pay regular zakāh, and bow down with those who bow down.” (2:43)

“In fact, the mosques of Allāh are built only by those who believe in Allāh and the Last Day, and those who establish salāh and pay zakāh and who fear none but Allāh. So, it is hoped that they are to be among those on the right path.” (9:18)

Such verses of the Qur’ān substantiate that zakāh is the most important fundamental after salāh. Those who fulfil this duty have been promised abundant reward in this world and the Hereafter; and those who evade zakāh have been sternly warned in the Qur’ān and ahādīth of the consequences.

Benefits of Giving Zakāh

The following are some of the many benefits mentioned in the Qur’ān and ahādīth for the one who gives zakāh:

1.      Pleasure of Allāh ta‘ālā.

2.      Increase in wealth.

3.      Protection from losses.

4.      Forgiveness and blessing from Allāh ta‘ālā.

5.      Safety from calamities.

6.      Protection from the Wrath of Allāh ta‘ālā and from a bad death.

7.      Shelter on the Day of Judgement.

8.      Security from seventy misfortunes.

9.      Safety from the fire of Jahannam.

10.    Safety from grief.

Consequences of Not Paying Zakāh in this World

When Allāh ta‘ālā sends a calamity to punish people for their sins, no power on earth can prevent the onslaught. Men may form thousands of plans, but something decreed by the Lord of the universe must come to pass. Nowadays, the calamities of famine, flood, etc. have become a great problem for the whole world. If we wish to seek relief from such sufferings and cure the malady, we shall have to follow the remedy revealed to us by Allāh ta‘ālā. Rasūlullāh sallallāhu ‘alayhi wasallam has warned us over fourteen hundred years ago, against all those evil practices which bring calamities and afflictions in this world.

These warnings were given long ago and now the world has witnessed their truth through experience. Today, the predictions are coming true. If only people had acted according to the rulings prescribed by Rasūlullāh sallallāhu ‘alayhi wasallam, who was undoubtedly the wisest of all wise men. It is beyond the scope of this article to discuss how specific evils cause specific afflictions, but I will bring to the attention of the readers the ahādīth related to the subject matter – non payment of zakāh.

Non Payment of Zakāh – A Cause of Famine

Buraydah radhiyallāhu ‘anhu relates that Rasūlullāh said, “The nation that withholds zakāh (i.e. does not pay it), Allāh afflicts famine on them.” (At-Tabrānī)

Ibn ‘Umar radhiyallāhu ‘anhu relates that Rasūlullāh sallallāhu ‘alayhi wasallam once said, “O Muhājirūn! There are five (dreadful) sins; if you fall into these – and I take refuge in Allāh from the evil of these sins lest you fall into them – (you will face horrible disasters)…” The Prophet sallallāhu ‘alayhi wasallam thereafter enlisted a number of sins and their punishments, amongst which he said, “Thirdly, if people stop paying zakāh, rain will be withheld from them, and were it not for the animals, no rain would fall on them.” (Ibn Mājah, Al-Bazzār, Al-Bayhaqī) A similar hadīth is also reported by Ibn ‘Abbās radhiyallāhu ‘anhu.

Non Payment of Zakāh – A Cause of Windstorms, Earthquakes, etc.

‘Alī radhiyallāhu ‘anhu and Abū Hurayrah radhiyallāhu ‘anhu report that Rasūlullāhsallallāhu ‘alayhi wasallam prophesied fifteen actions which his Ummah will perpetrate, and from amongst these he mentioned, “When zakāh is looked upon as a penalty (i.e. people will pay zakāh with a heavy heart, as though it is a penalty), then look for violent windstorms, earthquakes, men being swallowed by the earth, metamorphosis, stones raining down from the skies, and calamities following one another in rapid succession, like beads of rosary falling one after the other when its string is cut.” (At-Tirmidhī)

Destruction of Property

‘Umar radhiyallāhu ‘anhu narrates that Rasūlullāh sallallāhu ‘alayhi wasallam said,“Wealth is generally lost on the land and the sea because zakāh is not paid on it.” (At-Targhīb)

‘Ā’ishah radhiyallāhu ‘anhu narrates that Rasūlullāh sallallāhu ‘alayhi wasallam said,“Zakāh will destroy wealth in which it is.” (Al-Bazzār, Al-Bayhaqī)

The destruction of wealth upon which zakāh is obligatory will be by way of Allāh ta‘ālādestroying the wealth in which the amount due for zakāh lies, or by removing the barakah from it.

Consequences in the Hereafter

“As for those who hoard gold and silver and do not spend it in the way of Allāh, give them news of a painful punishment. On the day it (i.e. the wealth) will be heated up in the fire of Jahannam, then their foreheads and their sides and their backs shall be branded with it and (it will be said to them), ‘This is what you had accumulated for yourselves. So, taste what you have been accumulating.’” (9:34-35)

The majority of the Sahābah radhiyallāhu ‘anhum and ‘Ulamā are agreed that the severe punishment mentioned in the verse is for those who do not pay zakāh. May Allāh ta‘ālā protect us from such severe punishments. Āmīn.

“And let not those who hoard wealth, which Allāh has bestowed them with from His grace, think that it is better for them. No, it is worse for them. That which they hoard will be made into a collar (in the form of a snake and put around their necks) on the Day of Qiyāmah. To Allāh belongs the inheritance of the heavens and the earth. Allah is All-Aware of what you do.” (3:180)

Imām Ar-Rāzī rahimahullāh writes in his tafsīr, “This verse does not apply to the cases of nafl (optional) spending. It applies to cases of failure in obligatory spending.” This is substantiated by a hadīth in Al-Bukhārī that Rasūlullāh sallallāhu ‘alayhi wasallam said,“The person on whom Allāh bestowed wealth, and he does not give zakāh on it, then on the Day of Judgement, his wealth will be transformed for him into a large bald snake with two black spots over its eyes; it will wind round his neck on the Day of Judgement, then grab (him) with both his jaws and say, ‘I am your treasure.’” Then Rasūlullāh sallallāhu ‘alayhi wasallam recited the above verse.

Abū Hurayrah radhiyallāhu ‘anhu reports that Rasūlullāh sallallāhu ‘alayhi wasallamsaid, “If anyone possessing gold and silver does not pay what is due, then on the Day of Judgement his gold and silver will be made into sheets and will be heated in the fire of Jahannam. His side, forehead and back will then be branded with (the heated sheets), again and again, on that day, the duration of which will be fifty thousand years.” (Muslim)

Once, Rasūlullāh sallallāhu ‘alayhi wasallam saw gold bangles on the hands of two women. He inquired if they had given zakāh for the bangles. They replied, “No.” Rasūlullāh sallallāhu ‘alayhi wasallam said, “Do you wish that on the Day of Judgement you be made to put on bangles of fire?” They replied, “No.” He said, “Give zakāh on them.” (Ahmad)

The following facts are clear from the aforementioned discussion:

•       Zakāh is fard.

•       The significance of zakāh is very great.

•       Failure to pay zakāh will bring calamity and misfortune in this world and the Hereafter.

Allāh, the All-Merciful has bestowed upon us many favours: He has given us health and wealth, luxury and comfort, friends and children, life and wife. Every penny that we earn is from the Grace of Allāh. He has given us everything and asks for only 2.5% to be spent in His way upon those who are not capable of providing for themselves. Remember, 2.5% at the end of the each Islamic year from the excess wealth (i.e. which remains after spending) is basically nothing. If we pay zakāh in full and abstain from greed, extravagance, etc. there will not remain a single destitute among the Muslims. Rasūlullāh sallallāhu ‘alayhi wasallam’s ḥadīth is clear evidence for this claim. He said, “In the wealth of rich Muslims, the amount which is sufficient for the poor among the Muslims has been made obligatory. The hardships of the poor among the Muslims regarding food and clothing are because of the deeds of the wealthy (i.e. their refusal to pay zakāh). Beware! Allāh will demand a stern reckoning from them and mete out a painful punishment.” (At-Tabrānī)

Bear in mind that anything we leave behind is not ours. If we want to protect our hard-earned money and save it for use at a time when we shall need it badly, let us spend it in the way of Allāh ta‘ālā and deposit it in the bank of the Hereafter.

© Islāmic Da’wah Academy

 

Categories
Shaykh Saleem Dhorat

Ramadān

A Golden Opportunity to Become a Muttaqī

By Hadrat Mawlānā Muhammad Saleem Dhorat hafizahullāh

Events and occasions give us an opportunity to track the passing of time; otherwise days, months and years would pass by without us realising. Whenever we look towards the future, it seems very distant; however, upon reflection over the past we realise how quickly time has elapsed. To understand the longevity of our future we have to evaluate it on our experience of the past.

As usual, the current Ramadān will also feel very long and the end will seem a long way away, but the reality of these days can be understood by the many Ramadāns we have experienced in the past; how short they were and how quickly they passed, and how after each Ramadān we felt that if only there were a few more days so that some beneficial action could be carried out. In order to save ourselves from such regret once again, it is of the utmost importance that we realise the great opportunity Ramadān is offering us and make the most of it.

The Objective of Ramadān

First and foremost we need to understand that Allāh ta‘ālā has granted us this great gift of Ramadān so that we may become muttaqīn – the people of taqwā.

Allāh ta‘ālā states:

O you who believe, the fasts have been enjoined upon you as they were enjoined upon those before you, so that you may become people of taqwā. [2:183] 

My late Shaykh, Hadrat Hājī Fārūq rahimahullāh taught me the following supplication:O Allāh! You have given us this month so that we become people of taqwā; so make us from the people of taqwā.

What is Taqwā?

Now, the question arises what is taqwā? Once ‘Umar radhiyallāhu ‘anhu asked Ka‘b Al-Ahbār radhiyallāhu ‘anhu the meaning of taqwā. In reply, Ka‘b radhiyallāhu ‘anhu, asked ‘Umar radhiyallāhu ‘anhu if he had ever walked on a thorny path and if yes how he had passed through it. ‘Umar radhiyallāhu ‘anhu explained that he gathered his clothes and ensured that his clothes didn’t get caught by the thorns. Ka‘b radhiyallāhu ‘anhu said, “That is taqwā.” The explanation of Ka‘b’s statement is that we too should pass through this world very carefully, ensuring we do not fall prey to nafs and Shaytān and commit a sin; be it minor or major.

Taqwā is a nūr (light) which enlightens and spiritually strengthens the heart to such an extent that the person finds a natural dislike for sinful activities. This becomes a barrier between him and the disobedience to Allāh ta‘ālā. This nūr of taqwā is acquired by forcing oneself to carry out the commands of Allāh ta‘ālā and stay away from His disobedience no matter what sacrifice one has to give. This sacrifice is called mujāhadah, and every time this is carried out a special nūr is created in the heart. The more the obedience the stronger the nūr, until eventually the heart is enlightened to such an extent that it will not tolerate the filth of any sin.

The similitude of this can be likened to a person who abhors dirt. If he needs to walk through a dirty path way, he will have a natural aversion for the dirt and will instinctively gather his clothes to ensure his clothes don’t get soiled. Similarly, once the heart has become filled with the nūr of taqwā, it will abhor sinful activities and places of evil and will develop an aversion to them, leading one to automatically safeguard himself.

On the other hand when a person disobeys Allāh ta‘ālā, the nūr of taqwā in the heart diminishes. The more sins a person commits, the more darkness engulfs the heart until a point comes when the heart becomes inclined towards disbelief. This very fact has been narrated in a hadīth of Rasūlullāh sallallāhu ‘alayhi wasallam.

Virtues of Taqwā

We can understand from the above that taqwā is one of the greatest favours Allāh ta‘ālā has granted us as it guarantees us success of both worlds. Allāh ta‘ālā states:

Whoever fears the disobedience to Allāh, Allāh will create for him a way out (from difficulties), and provide him (with whatever he needs) from where he does not even imagine. [65:3] 

And whoever fears the disobedience to Allāh, Allāh will bring about ease for him in his affair. [65:6] 

Race with one another towards Forgiveness from your Lord and towards a Paradise the width of which spans the heavens and the earth. It has been prepared for the Muttaqīn. [3:133]

Rasūlullāh sallallāhu ‘alayhi wasallam has stated:

Verily the closest to me from the people are the Muttaqīn; wherever they may be and whoever they may be. (Ahmad)

Allāh ta‘ālā through His mercy, love and kindness has granted us this month of Ramadān which is full of blessings making it easy for us to carry out the commands of Allāh plus other spiritual deeds.

Ramadān and Taqwā

From the ahādīth and verses of the Qur’ān we can list some of the special blessings and virtues of Ramadān.

1.  This is the month in which the Qur’ān was revealed.

2.  This is the month in which the doors of Jannah are opened and the doors of Jahannam are closed.

3.  The shayātīn are chained.

4.  There is a night in this month which is better than a thousand months.

5.  Allāh ta‘ālā calls out: ‘O desirer of good hasten forward and O the searcher of evil, stop.’

6.  Allāh emancipates people from Jahannam in thousands.

7.  The first ten days of this month are of mercy, the middle ten days are of forgiveness and the last ten days are for emancipating servants from Jahannam.

8.  Allāh ta‘ālā readily accepts du‘ā in this month.

Allāh through His kindness has granted us these great blessings which boosts our efforts towards the path of taqwā.  Let us therefore value this blessed month and resolve to carry out the following:

1.  Taqwā and tawbah: Carry out all the commands of Allāh and abstain from all disobedience. Sincerely repent and seek forgiveness for all past negligence with a firm resolution never to return to it again.

2.  Tilāwah: The month of Ramadān has a strong connection with the Qur’ān. Allāh ta‘ālā states:

The month of Ramadān is the one in which the Qur’ān was revealed as guidance for mankind, and as clear signs that show the right way and distinguish between right and wrong…[2:185]  

     Rasūlullāh sallallāhu ‘alayhi wasallam would revise the Qur’ān with Jibra’īl ‘alayhis salām during this month. The pious people gave much importance to reciting the Qur’ān in this month. The following few examples will suffice to make us realise how much effort we should exert.

•   Imām Abū Hanīfah rahimahullāh would recite one Qur’ān in the day and one Qur’ān in the night daily.

•   Imām Shāfi‘ī rahimahullāh would recite one Qur’ān in the day and one at night daily in salāh.

•   Imām Bukhārī rahimahullāh would recite forty one Qur’āns during the month of Ramadān.

•   Hadrat Shaykh, Mawlānā Muhammad Zakariyyā rahimahullāh would recite one Qur’ān daily.

3.  Abundance of Kalimah Tayyibah and Istighfār: In one hadith, Rasūlullāh sallallāhu ‘alayhi wasallam has directed us towards four things we should do in abundance during the blessed month: recitation of Kalimah Tayyibah, asking for forgiveness, asking for Jannah and seeking refuge from Jahannam. My late father taught me a du‘ā to be read in Ramadān when I was a child:

    

     Lā ilāha illallāh, astaghfirullāh, as’alukal jannah, wa a’ūdhubika minannār.

     There is no diety except Allāh, I seek forgiveness from Allāh, I ask from You (O Allāh) Jannah, and I seek Your refuge from the fire.

     It was only when I grew up and became a student of Dīn that I realised that this simple formula of du‘a was actually a way of practicing upon the instruction of Rasūlullāh sallallāhu ‘alayhi wasallam.

4.  Du‘ā: There is much significance of making du‘ā in the month of Ramadān. Allāh ta‘ālā has discussed du‘ā in between discussing the rulings related to fasting in the month of Ramadān.

When My servants ask you about Me, then (tell them that) I am near. I respond to the call of one when he prays to Me. [2:186]

     In the hadīth of Rasūlullāh sallallāhu ‘alayhi wasallam we find that du‘ā at the time of iftār is readily accepted. Similarly, at the time of suhūr du‘ās are readily accepted. We find in the hadith of Rasūlullāh sallallāhu ‘alayhi wasallam that Allāh ta‘ālā descends in the last portion of the night and calls out to His servants saying,

‘Is there anyone who will make du‘ā to Me so that I may accept it? Is there anyone who will ask of Me so that I may fulfil his request? Is there anyone who will ask My forgiveness so that I may forgive him. (Al-Bukhārī)

5.  Spending in the Path of Allāh ta‘ālā: The month of Ramadān is also a month of charity. It is narrated that the generosity of Rasūlullāh sallallāhu ‘alayhi wasallam would increase in this month. Spending in the path of Allāh ta‘ālā holds much virtue; just giving someone a sip of water or a mere date grants a person the reward of the fasting person. Therefore, one should make an effort to spend as much as possible. Zakāt is to be given on its appointed time whether in Ramadān or outside of Ramadān. The important matter is that one should try and endeavour to spend in charitable causes as much as possible. It should also be noted that when spending in the Path of Allāh ta‘ālā, a person should endeavour to find the most fruitful places for his Hereafter. A person should not give away his charity to the first person who knocks at his door; rather one should make an effort to spend in the most opportune of places. It should be remembered that spending is our need and not the need of the recipient; it is we who are in need of the reward of charity and therefore it should be our effort to find places to spend.

6.  I‘tikāf: A special significance is given to i‘tikāf in the month of Ramadān. The fuqahā have stipulated that i‘tikāf of the last ten days in the month of Ramadān is Sunnah muakkadah ‘alal-kifāyah. Hence, if the people of a locality leave this sunnah then the whole locality will be liable. Rasūlullāh sallallāhu ‘alayhi wasallam carried out i‘tikāf in the last ten days of Ramadān throughout his life to the extent that he performed i‘tikāf of twenty days in the Ramadān before his demise. This was to compensate the i‘tikāf missed the previous year due to a reason and also to increase his devotion before departing from this world. I‘tikāf will go a long way in establishing taqwā and connecting one to Allāh ta‘ālā.

7.  Remembering Allāh ta‘ālā and doing good: Spend time in doing good as much as possible. Whilst standing, sitting and lying down – in every circumstance, keep the tongue moist with the remembrance of Allāh ta‘ālā.  

My dear readers! Occupy yourself in doing good and value every moment of this blessed month. Life is very short and this golden opportunity of Ramadān will very quickly slip away. If we pay heed then Inshā’allāh this Ramadān will become a golden Ramadān for us in which we will become people of taqwā, thus acquiring success in both worlds. May Allāh ta‘ālā grant us the tawfīq. Āmīn.

© Riyādul Jannah

Categories
Shaykh Saleem Dhorat

Spending to Success

by Hadhrat Mawlānā Muhammad Saleem Dhorat hafizahullāh

Rasūlullāh sallallāhu ‘alayhi wasallam said:

Sadaqah does not decrease wealth. (Muslim)

We learn from this hadīth that no one will ever suffer financial loss due to spending in the path of Allāh ta’ālā. This principle is absolute. Financial experts and economists may not agree, but the words of Rasūlullāh sallallāhu ‘alayhi wasallam can never be wrong. The intellect says that spending, whether in sadaqah or for worldly matters, decreases one’s wealth. It calculates that someone with £1,000 who spends £100 on helping an orphan or widow, or on building a masjid, will be left with £900, so spending decreases wealth. However, sadaqah does not decrease wealth, and the thought that it does comes from Shaytān, and is in direct contradiction to the teachings of Rasūlullāh sallallāhu ‘alayhi wasallam.

Shaytān’s Promise

This ploy of Shaytān has been described in the Qur’ān:

 

Shaytān promises you poverty, and commands you to indecency… (2:268)

When dealing with people who are not particularly religious, Shaytān scares them with the threat of poverty and tries to persuade them not to spend in the path of Allāh ta’ālā at all. The approach he takes with religious people is to persuade them to spend only what is obligatory, arguing that anything beyond that would lead to poverty. He asserts that zakāh, which is fard, is already a drain on resources, so giving voluntary sadaqah will only incur a further decrease in wealth. Furthermore, he reminds them of their other religious financial obligations, like spending on their families etc. in an attempt to discourage them from spending voluntarily in the path of Allāh ta’ālā.

Shaytān will exert his energies to stop a person spending a mere £5 towards the construction of a masjid, scaring him with thoughts of poverty, yet he will allow the same individual to happily squander £50 in the marketplace, as he has no interest in preventing him from doing so. He stops believers spending in ways that bring the pleasure of Allāh ta’ālā, and encourages them to indulge in isrāf – being extravagant and wasteful with money – as it brings the displeasure of Allāh ta’ālā.

It is therefore essential that we do muhāsabah (self assessment) at every step in case our approach to spending is actually lowering our value in the eyes of Allāh ta’ālā, curbing our spiritual and religious progress and pleasing Shaytān.

Allāh ta’ālā’s Promise

…And Allāh promises you forgiveness from Himself and Abundance; and Allāh is All-Embracing, All-Knowing. (2:268)

While Shaytān promises only one thing, poverty, Allāh ta’ālā promises two: forgiveness and an increase in wealth. The first of these is a blessing that secures success in the hereafter, and the second brings ease in the world.

If £1 is spent in the path of Allāh ta’ālā, the minimum He will give in return to the giver is £10, a tenfold increase. Thereafter, Allāh ta’ālā increases the return by whatever multiple he wishes, up to seven hundred times and beyond, depending on the level of sincerity with which sadaqah is given and the difficulties borne by the giver. Someone who only has £100 and gives £1 makes a bigger sacrifice than someone who has £1,000 and spends £1; if the latter is rewarded tenfold with £10, the former will be rewarded with even more.

The Return on Sadaqah

In fact, Allāh ta’ālā has appointed an angel who supplicates night and day:

O Allāh, bestow a [good] return on the spender. (Al-Bukhārī)

The manner in which Allāh ta’ālā, through His wisdom, gives this return can take a number of forms:

  1. Allāh ta’ālā rewards the giver with an actual increase in wealth, either straight away or after some time.
  2. When someone who is well-off spends in sadaqah, Allāh ta’ālā may not give the return to him, but instead He may give it to a needy member of his offspring in the future.
  3. By giving sadaqah Allāh ta’ālā protects the giver’s remaining wealth from future loss, and this is a return in itself. For example, a person was going to suffer a loss of £1,000, but by giving £200 sadaqah he is protected from that loss. He has, in effect, been given £800.

Become a Skilled Spender

Moreover, Allāh ta’ālā will reward the person in the hereafter too and will multiply his reward according to the same principles mentioned above, i.e. if a person spends £1 , Allāh ta’ālā will reward him for spending at least £10, and thereafter more according the level of sincerity and sacrifice.

Allāh ta’ālā uses a beautiful example to illustrate how He multiplies the reward for spending in His path:

The example of those who spend in the way of Allāh is just like a grain that produced seven ears, each ear having a hundred grains; and Allāh multiplies [the reward further] for whom He wills. Allāh is All-Embracing, All-Knowing. (2:261)

Allāh ta’ālā compares the reward of spending in His path to planting a single grain, which produces a plant bearing seven hundred grains. Allāh ta’ālā repays a person who spends with sincerity in His path and patiently bears any difficulties involved, by giving a reward in the hereafter equal to having spent seven hundred times the amount that was actually spent. Further, at a time of His choosing He rewards the giver with seven hundred times the original amount in this very world. And that is not all: Allāh ta’ālā gives even more when He wills.

Allāh ta’ālā’s use of a similitude in this verse, instead of just saying that He will give a seven-hundred-fold reward, provides us with a number of important lessons related to spending in the path of Allāh ta’ālā:

  1. A seed will only germinate and grow if the ground it is sown in is fertile. Similarly, sadaqah will only produce reward and an increase in wealth if it is spent on a proper and deserving cause.
  2. The seed must not be rotten but must be healthy and sound. Similarly, the wealth given in sadaqah must not be harām, but must have been acquired by halāl means.
  3. The person sowing the seed must be proficient in planting. He must know how to plough the ground, how deep to sow the seed, how to water it etc. Similarly, the person giving sadaqah must be proficient in the masā’il related to spending.

So sadaqah will only produce a seven-hundred-fold harvest when the ‘ground’ and the ‘seed’ are sound and the giver is a competent ‘farmer’. And it is only then that sadaqah will be a true investment for the future.

May Allāh ta’ālā grant us all the ability to spend in His path and earn the vast rewards He has promised in both worlds. Āmīn.

Categories
Ramadhan

Another Year… Another Eid. . .

Id

“If the hearts of the Muslims pronounced the takbir as much as their tongues do on ‘Eid, then the face of history would have changed.

If they always gathered as much as they do for Salat ul-‘Eid, then they would have defeated the enemy legions.

If their souls embraced as much as their hands shake one another, then they would have been able to deal with their differences.

If their souls smiled as much as their lips do, then they would have been with the people of the heavens.
If they sacrificed their ego and selfishness as much as they sacrificed their animals, then all of their days would have been ‘Eid.

And if they had worn the garments of good character like they wear the best of clothes, then they would have been the most beautiful nation on the face of this earth.”
(Dr. Mustafa as-Siba’i)

“Taqabbalallahu minna wa minkum.”
“May Allah accept it from you and us”

May Allah allow all those who suffer in this life for the sake of Allah to enjoy the company of His Messenger (sall Allaahu’alayhi wa sallam)  in the highest level of Jannah, where every day will be an Eid In Sha Allah.

??عیدکم مبارک??
لَیْسَ الْعِیْدُ لِمَنْ لَبِسَ الْجَدِیْدِ
اِنَّمَا الْعِیْدُ لِمَنْ خَافَ بِالْوَعِیْدِ
لَیْسَ الْعِیْدُ لِمَنْ تَبَخَّرَ بِالْعُوْدِ
اِنَّمَا الْعِیْدُ لِمَنْ تَابَ وَلَا یَعُوْد
لَیْسَ الْعِیْدُ لِمَنْ نَصَبَ الْقُدُوْرَ
اِنَّمَا الْعِیْدُ لِمَنْ سَعَدَ بِالْمَقْدُوْرِ
لَیْسَ الْعِیْدُ لِمَنْ تَزَیَّنَ بِزِیْنَةِ الدُّنْیَا
اِنَّمَا الْعِیْدُ لِمَنْ تَزَوَّدَ بِزَادِ التَّقْوی
لَیْسَ الْعِیْدُ لِمَنْ رَکِبَ الْمَطَایَا
اِنَّمَا الْعِیْدُ لِمَنْ تَرَکَ الْخَطَایا.
لَیْسَ الْعِیْدُ لِمَنْ بَسَطَ الْبَسَاطَ
اِنَّمَا الْعِیْدُ لِمَنْ جَاوَزَ الصِّرَاطَ